IRIS Payments to Businesses via POS

Payment solutions designed around your business

IRIS is now available on the POS terminals and payment applications (SoftPOS) supported by NBG Pay. Your customers can pay instantly through their mobile banking app — using just a single QR code scan.

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Everything you need in one simple payment solution

With IRIS compatibility, your business is ready to accept mobile banking payments — fast, secure, and card free.

Funds in your account instantly

Receive payments in real time, 24/7 even on weekends and public holidays

Bank grade security

Transactions are completed entirely through your customer's banking app, with no card or terminal input needed

No cards. Just a scan

Customers pay using any Greek bank's mobile app, by simply scanning the QR code on your POS screen

Available on NBG Pay POS and SoftPOS devices

The service is activated automatically, without requiring any action from your business.

You’re good to go. IRIS is already active.

IRIS is built to work seamlessly — for both you and your customers. Here’s how it works:

Customer holding a phone and credit card and adding the data to their digital wallet

Start easily with IRIS Commerce

Activation of the service varies depending on what your business already has:

  • If you already have an NBG Pay POS, it only needs to be active and connected to the network. You will be notified to complete the service registration through a simple process.
  • If you are a SoftPOS user, you will need to update the application so it can support IRIS payments.
  • If you are a new customer acquiring a POS or SoftPOS from NBG Pay, we will guide you through the IRIS service registration process, which is done digitally in just a few steps.
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A man smiles as he looks at his cell phone in his hand An illustration next to him shows that he tog

Here's how it works

The customer scans the QR code displayed on the Android POS screen or on the receipt (for older-generation terminals) and pays through their bank’s mobile banking app. The transaction is completed, and the amount is credited to your account immediately.

  • The customer requests to pay via IRIS payments
  • They scan the QR code shown on the POS or printed on the receipt
  • They follow the instructions in their bank’s mobile banking app
  • The transaction is completed and the amount is credited to your account immediately.

Start accepting IRIS payments today

Give your customers a fast, modern, and secure way to pay — and your business a real time, no hassle way to get paid. No extra setup needed: the service has already been activated via remote terminal upgrade.

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Powered by NBG Pay and the National Bank of Greece

Choose a payment partner backed by trust, transparency, and real people who are here to support your business

End to end security

IRIS payments happen within the banking system, with no card data and no security risk.

Support that gets it

The NBG Pay team is available to support you in the operation and use of the service.

Reliable. Always.

Every transaction is backed by the trusted infrastructure of NBG Pay and National Bank of Greece.

IRIS payments – Frequently Asked Questions

  • What is IRIS payments?
    IRIS is a payment method that lets your customers pay directly through their mobile banking app by scanning a QR code. No cards, no cash. Funds are credited instantly to your account.
  • Do I need to activate it?

    For new customers, the service is activated at the start of the cooperation with NBG Pay through a simple registration process.

    For existing customers, registration for the IRIS service will be requested—your POS or SoftPOS application simply needs to be active and connected to receive the upgrade.

    Note: No additional equipment is required. Registration is completed electronically.

  • Do customers need to have an account at National Bank of Greece?
    No. IRIS payments can be made through mobile banking apps from any Greek bank that supports the service.
  • How quickly do I get paid?
    Immediately — including weekends and public holidays. No delays.
  • Is there a transaction limit in IRIS payments?
    Any transaction limits depend on the customer’s own bank, not your business.
  • Ιs accepting IRIS payments mandatory?

    From 1.12.2025, many businesses are required by law to accept payments via instant transfers, such as IRIS. The obligation depends on the business activity and its industry classification code (KAD).

    We recommend consulting your accountant or the official announcements for your specific category.

  • Are there any fees for using IRIS?
    There are no subscription or setup fees. Per-transaction fees may apply, based on the pricing policy of National Bank of Greece. For more info, contact us directly.
  • How is the QR code displayed for the customer?

    Depending on the type of terminal:

    • On Android POS: the QR code appears directly on the screen.
    • On older-generation terminals: the QR code is printed.
    • On SoftPOS: the QR code appears within the application.

    For the best experience, an Android POS with a display is recommended.